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Penn Gwyn Settlement Services

Comparison of Policy Coverage

Provides Protection AgainstStandard PolicyEnhanced Policy
Right of Vehicular access to and from property❌ NO✅ YES
Damage to existing structures due to exercise of easement affecting property❌ NO✅ YES
Forced removal of a building resulting from certain zoning violations❌ NO✅ YES
Forgery of deed after closing❌ NO✅ YES
Violations of restrictive covenants❌ NO✅ YES
Prior owner’s failure to obtain proper building permits❌ NO✅ YES
Neighboring land encroachments after the date of the policy❌ NO✅ YES
Subdivision issues❌ NO✅ YES
Inability to use land as a single family residence❌ NO✅ YES
Additional Benefits/Highlights
Automatic increase in coverage❌ NO✅ YES
Continued coverage upon transfer to a Trust❌ NO✅ YES
Covered risk events occurring after the policy date❌ NO✅ YES
Any defect in title existing at the time of your purchase✅ YES✅ YES
Prior recorded mortgage, judgements and other liens✅ YES✅ YES
Title being vested in someone other than Seller✅ YES✅ YES
Right of pedestrian access to land✅ YES✅ YES